
What tips can you provide for year-end planning?
Need a clear, efficient end-of-year financial strategy? Our quick video lays out essential steps to close the year strong.
Randy’s Top Year-End Planning Tips:
- Review investments & tax strategies: Ensure your portfolio aligns with goals and use tax-smart moves like Roth conversions or harvesting losses.
- Max out retirement savings: Check your 401(k), IRA, HSA, and other accounts to optimize for 2025 contributions.
- Plan major expenses: Project upcoming costs—education, healthcare, capital purchases—so you’re not caught off guard.
- Refresh your budget & goals: Compare actual spending to your budget, update your financial goals, and carry lessons forward.
Watch the full video to dive deeper into each step, hear real-life examples, and prep your finances with confidence.
Gerber, LLC (“Gerber”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Gerber and its representatives are properly licensed or exempt from licensure.



